Business Credit for WordPress

Free plugin

What the free plugin does

HULO Business Credit lets your business customers buy now and pay later on invoice. It works on any WordPress site; with WooCommerce it also adds Pay on account at checkout.

You open a credit account for a WordPress user (or approve their application), with a credit limit and payment terms. You raise invoices for them — lines, purchase order, terms — and they count against the limit. Customers see their account, invoices, payments and statements on a page of your site, and can pay an invoice online through HULO Payments. When the money arrives by bank transfer, cheque or any other way, you record it and the plugin allocates it to the oldest invoices first.

• Credit accounts for WordPress users — limit, net terms, grace days, purchase-order requirement, company and VAT details, billing e-mail. Permanent and temporary limit changes with a full history and audit log.
• Invoices — raised by you with lines, PO and terms, numbered INV-000042, due date = issue date + terms, open / part paid / paid / overdue / written off / void. They count against the credit limit; an account on hold or over its limit is refused unless you override it.
• Settlements and allocation — record payments oldest-due-first or against a chosen invoice; overpayments are held as funds and settle the next invoice automatically. Refund a settlement, raise a credit note, void or write off an invoice, add a fee.
• Prepaid funds — record a deposit; funds count towards the available credit.
• Statements — opening balance, running lines, closing balance and aging for any period, in the admin and on the customer's account page (with a printable page).
• Customer account page — the [hulo_business_credit] shortcode or the "HULO business credit account" block (a "Credit account" page is created on activation): credit available, invoices with their lines, payments, statement.
• Online payment — with the free HULO Payments plugin installed, customers pay an invoice from its page and you can send a pay link; the invoice is settled the moment the payment succeeds.
• Company accounts — add colleagues as buyers or viewers.
• Applications — customers apply from the account page; you approve with a limit and terms, or reject with a note.
• Daily pass — marks overdue invoices, expires temporary limits, flags accounts due a credit review and applies held funds. Send a payment reminder from any invoice with one click.
• Admin overview under the HULO menu — exposure, overdue, due in 7 days, funds held, aging and top exposures.

With WooCommerce it also adds Pay on account at checkout (classic and Checkout block, with a purchase order field), an invoice for every order paid on account, WooCommerce refunds as credit notes, invoice details on the order screens and e-mails, and My Account → Business credit.

Pro

HULO Business Credit Pro (a separate add-on) adds automation and scale: auto-approval rules, credit invitations, an automatic reminder schedule, late fees, auto-suspend, monthly statement e-mails, one pay link for several invoices and prepaid top-ups, payment plans, company members managed by the account holder, a reward points programme and CSV exports. Try Pro free for 14 days, no card: https://huloglobal.com/wordpress-plugins/business-credit/

Pricing

Free, then Pro when you want it

Prices follow the currency picker at the top of the page; the checkout bills in GBP, USD, EUR, AUD and CAD. One licence covers one WordPress site.

FAQ

Frequently asked questions

Changelog

0.1.0

• First release: credit accounts and limits, applications, invoices raised by hand with lines, settlements and allocation, credit notes, prepaid funds, statements, the customer account page (shortcode and block), online invoice payment through HULO Payments, company members, the daily pass and manual reminders. With WooCommerce: Pay on account at checkout, invoices for orders, refunds as credit notes, My Account.